You may recall back in the spring I had a bump removed from my leg. Well, the dermatologist's office sent me a bill for $36.44. I finally got around to calling about the bill. Why call? Because I have a co-pay of $25. Given that $11.44 will now buy me almost 3 gallons of gas it was worth calling about.
Sure enough, the billing department had made a mistake and I didn't owe anything! Yippee!!! I love it when that happens! So my tip for today is to know your insurance and don't be afraid to question the bills that come to your house.
I tried to convince Joel that since I'd saved us the $36.44 I should get it instead of the doctor. He didn't go for it. It was worth a try.
3 comments:
Good for you! I tried the same exact tactic yesterday. I remembered to grab a dvd that we needed to return or else we would have late charges, so I tried to convince Dan that I should get those bucks! It didn't work.
Woo hoo! Good for you! Nice try on tying to keep the dough for yourself - a girl has to try!
I cannot even tell you the number of times we have received bills in error - CANNOT even tell you. I have made countless phone calls to hospitals, doctor's offices & my insurance company doing my own investigations on things. And I cannot tell you how much money those phone calls have saved us. It is crazy!
Makes me wonder how many people just pay the bills that they get...
Dawn
Oooh! I like your thinking on that. :)
Like Dawn, I should have my insurance # on speed dial. They make so many mistakes. Last week I found out I owed nothing for a bill that was $90! Just before that there was a bill for $123 that was sent to me incorrectly. Basically someone keyed in my account # incorrectly so it showed that that the charge wasn't covered. Really it was covered in full! I remember my dad saying when I was in high school that the insurance company should have my mom on the payroll because she logged so many hours figuring our correct charges FOR the insurance company. NOW I understand!
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